• Commercial Money Market Deposit Account
• Commercial Savings
• Business Checking
• Loans
• Re-Order Checks

Commercial Money Market Deposit Account

• Interest bearing account.
• Minimum opening deposit $5000.00.
• Monthly Service Charge of $3.00 if daily balance drops below $5000.00 and interest will drop to current Passbook Savings rate.
• Interest dependent on balance of account.
• Tier 1 $5000-9,999.99
  Tier 2 $10,000-24,999.99
  Tier 3 $25,000-49,999.99
  Tier 4 $50,000-99,999.99
  Tier 5 $100,000 and above
• Interest can change at any time.
• Interest compounded and credited to the account monthly.
• Daily balance method used to calculate interest.
• Interest begins to accrue on the business day you deposit non-cash items (for example checks).
• Six transfers per month allowed by preauthorized automatic transfers, telephone transfers, checks, drafts, debit card or similar order by depositor to third parties.
• Excessive Withdrawal Fee $10.00 per month.
• Transfers or withdrawals made in person, by messenger, by mail, or at an ATM are unlimited.

Commercial Savings

• Interest bearing account.
• Minimum opening deposit $100.00
• Monthly Service Charge of $3.00 if daily balance drops below $100.00
• Excessive Withdrawal Fee $10.00 per month.
• Six transfers per month allowed by preauthorized automatic transfers, telephone transfers, checks, drafts, debit card or similar order by depositor to third parties.
• Transfers or withdrawals made in person, by messenger, by mail, or at an ATM are unlimited.
• Interest rate may change at any time.
• Interest compounded and credited to the account semi-annually.
• Daily balance method used to calculate interest.
• Interest begins to accrue on the business day you deposit non-cash items (for example checks).

Business Checking

• Minimum opening deposit $200.00.
• Unlimited check writing.
• Monthly Service Charge of $10.00
• Monthly statement with images.

Loans

At Citizens State Bank we want to help you with your borrowing needs. Come in and visit with one of our loan officers.

Commercial Loans

• Business Loans
• Construction Loans only with permanent take out or internal takeout
• Agriculture Loans
• Small Business Loans

We also offer Credit Life and Accident Insurance for your credit protection.

Re-Order Checks

• To Re-Order checks through Deluxe please access their website by clicking the link below. Be sure to have your Routing/Transit Number, Account Number, and Next Starting Check Number handy.





• To Re-Order checks through Main Street Checks please access their website by clicking the link below. Be sure to have your Routing/Transit Number, Account Number, and Next Starting Check Number handy.

Contact Information