Citizens State Bank

ACCOUNT FEES & OTHER SERVICE CHARGES:

Overdrafts	$27.97 per item
Continuous Overdraft	$2.97 per day with a negative balance
Return Items	$27.97 per item
Return Deposited Items	$7.50 per item
Stop Payments	$30.00 per item
Check Reject Fee	$7.50
Telephone Transfer Fee	$3.00 per transfer
Collection Fee	$20.00 per item
Research Time	$25.00 per hour & $.25 per copy
Copies of Statements	$10.00 per statement
IRS & Court Levies	$20.00 per item
Check Image Copies	$.50 per image
Check Charges	Prices vary with style & quantity
Reopen Closed Account	$25.00
Wire Fees	$15.00 per wire
International Wire Fees	$30.00 per wire
Safety Deposit Box	$30.00, $40.00, & $50.00
Drill Safety Deposit Box	$100.00 plus materials and labor
Money Orders	$10.00 or Less--$1.17 $10.01 to $50.00--$1.77 $50.01 to $300.00--$2.27 $300.01 to $1000.00--$5.27
Cashier's Checks	$4.00 per check
Check Cashing (Non-Customers	Less than $100.00--$1.00 $100.01 to $500.00--$5.00 Over $500.01 – 3% of the check amount
Night Drop Deposit Error	$5.00
Copies	$.15 per copy
MasterCard/Visa Advances	$5.00
Fax Charges	$5.00 first page $2.00 each additional page
Notary Charge	$5.00
Charge Back Fee	$20.00
IRA transfers or closing	$50.00
ACH Originations	$7.50 per transfers

INTERNET BANKING FEES:

Internet Bill Pay	Green Checking-$5.95 per month for first 10 checks $.25 for each additional check
Cash Management	$30.00 set up fee
ACH Originations	$10.00/month plus $0.10 per item — Receivable/Payable
Cashier's Checks	$4.00 per check plus $10.00 shipping & handling
Money Orders	$10.00 or Less--$1.17 $10.01 to $50.00--$1.77 $50.01 to $300.00--$2.27 $300.01 to $1000.00--$5.27 plus $10.00 shipping and handling

ATM/DEBIT CARD FEES: