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ATM/Debit Card
Visa/Mastercard Credit Card
Other Services
Internet Banking
24 Hour Phone Banking

 


 
 

ATM/Debit Card

  • Use at any ATM displaying Cirrus, Cirrus Plus, Shazam, MasterCard, or Visa.
  • Use at any merchant displaying MasterCard.
  • Use to withdrawal cash from checking or savings at ATM’s.
  • ATM withdrawals up to $300.00 per day.
  • Debit card transactions up to $1000.00 per day.
  • $1.00 per month per card.
  • $10.00 Replacement Fee
  • $10.00 Hot Card Fee
  • $5.00 Pin re-orders
  • $2.97 Foreign ATM charge per transaction.
  • No charge for ATM withdrawals from CSB ATM’s.
  • No charge for debit card (POS) transactions.
 

 
 

Visa/Mastercard Credit Card

  • VisaFlex Mile Card available. Offering rewards for free airline tickets.
  • No Annual Fee (Option Available)
  • Payment options that allow you to pay for all purchases in full to avoid finance charges.
  • Free credit card registration.
  • Optional Credit Card Insurance available.
  • Call for Interest Rates and Special Introductory Offers.
 

 
 

Other Services

  • Safety Deposit Boxes
  • Bank by Mail
  • Notary
  • Collections (incoming/outgoing)
  • Money Orders
  • Cashier Checks
  • Direct Deposit
  • Copy Machine
  • Fax Machine
  • Wire Transfers
  • Cash Advances (Visa/Mastercard)
  • Savings Bonds (Series E/EE, I Bonds)
  • Telephone Banking
  • ACH Origination
  • Internet Banking
 

 
 

Internet Banking

Internet Banking offers new levels of convenience for customers. With Internet Banking you will be able to:

  • Determine balances
  • Monitor deposits and check clearings
  • Transfer funds between accounts
  • Arrange for stop payments
  • Order Savings Bond
  • Order Official Checks
  • Place Check Orders
  • View and Print Statements
  • Make Address and Telephone Number Changes
  • Export Account Data to Programs such as "Quicken" or "Money"
In addition customers may add:

  • Bill Pay
  • Cash Management
  • ACH Transactions
  • Wire Transfers
  • Ability to order Money
  • Electronic Statements
Overall, Internet banking offers three important services:

    (1) a new dimension of convenience (banking anywhere, anytime)
    (2) more control over finances
    (3) increased peace-of-mind.

Not only is Internet Banking one of the most convenient ways to access your accounts, it is also protected by very sophisticated, failsafe security measures designed to protect your assets and ours.

 

 
 

24 Hour Phone Banking

Citizens State Bank VoiceAccess, an exciting new product, has been installed to assist you in obtaining account information 24 hours a day. Using this system you will also have the ability to transfer funds between your checking and savings accounts, and make loan payments from these accounts.

Instructions on how to use this system can obtained by downloading our Voice Access Help File. We encourage you to use Citizens State Bank VoiceAccess regarding your checking and savings accounts, CDs or loan. Please feel free to try both the touch-tone and speech recognition features to find which works best for you. You can also use a combination of TouchTone and speech.

A confidential security code is created by you on your first call to the system. When prompted by Citizens State Bank VoiceAccess, use this number, along with any of your account numbers from your statement to obtain your account information.

We will continually strive to bring you fast, friendly service by employing the latest in banking technology. However, we will always be available at our regular number to give you personal service during regular banking hours.

Dial: Local (580) 724-3640 or Toll Free: (877) 724-3640 for 24-hour account information.

 

 
 

Contact Information

In Morrison
Shannon Condit - 580-724-3511 / SCondit@citizensstatebank.net